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A retro pixel illustration of a bustling city with business owners and workers in motion, reflecting the real-world environments where businesses grow, adapt, and thrive.

Commercial Insurance

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Built to grow with you. Ready for what’s next. We’ve got you covered.

From hometown businesses to multi-state enterprises, you deserve insurance that works as hard as you do. With expertise in complex commercial accounts, excess & surplus lines, and fully customized coverage, we solve real business challenges with both small-town care and big-league capability.

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Commercial Coverage Options

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  • General Liability

  • Commercial Property

  • Workers’Compensation

  • Commercial Auto & Fleets

  • Professional Liability / E&O

  • Cyber Liability

  • Inland Marine

  • Builders Risk

  • Excess & Surplus Lines for non-standard or high-risk operations

  • Umbrella 

  • Industry-specific policies

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industries served

We serve a wide range of industries, and this list is just a starting point. If you don’t see your business here, reach out. Custom coverage is what we do, and we’re ready to work for you.

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Agriculture doesn’t fit neatly into one box and neither should your insurance. With strong carrier partnerships and access to excess & surplus (E&S) markets, Bradley Insurance Solutions supports complex agribusinesses, large-scale cooperatives, and hard-to-place risks, while still serving mid-size operations, family farms, and rural hobby farms.

Whether you’re managing multiple locations, specialized equipment, unique livestock exposures, or diversified farm income, we build coverage that reflects how you actually operate. No matter the size or season, we design a coverage game plan built to protect what you’re running today and growing for tomorrow.

house being built

You build things that last. We protect everything behind the scenes. From bonding and general liability to equipment, tools, and workers’ comp, we help contractors and trades stay protected job after job. Whether you’re a one-truck operation or running multiple crews, we design coverage that works as hard as you do.

trucking

Whether you run one truck or an entire fleet, your operation deserves coverage that can go the distance. We specialize in trucking and fleet insurance designed to protect drivers, vehicles, cargo, and the business behind it all. From compliance to claims, we help you stay covered, competitive, and road-ready.

main street

Main Street is the heartbeat of every community. From retail shops and restaurants to hospitality and service businesses, we help protect the places where people gather, shop, and connect. With coverage built for real-world risks, we make sure your business is protected so you can focus on serving your customers.

professional services

From law firms and accounting offices to insurance agencies and consultants, professional service businesses need coverage that protects more than just their office space. We help safeguard your practice with solutions designed to address liability, errors and omissions, cyber risk, and everyday operational exposures—so you can stay focused on advising, serving, and leading with confidence.

doctor

Healthcare professionals put people first—we help put protection behind them. We work with doctors, nurses, chiropractors, and medical practices to provide coverage that safeguards careers, practices, and the trust patients place in them every day.

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Car dealerships face fast-moving risk, from the lot to the service bay. We provide tailored insurance solutions for new and used auto dealers, helping protect inventory, operations, employees, and customers. From garage liability and dealers open lot to property, workers’ compensation, and more, we build coverage that keeps your dealership running smoothly and ready to sell.

machine person

Equipment-intensive operations require coverage that understands both the machinery and the business behind it. We work with owners and operators to design insurance solutions that protect equipment investments, minimize downtime, and support safe, efficient operations.

bar

From off-site caterers to neighborhood bars, we provide insurance solutions built for food, service, and high-energy environments. Our coverage helps protect your business with options including general liability, liquor liability, property, workers’ compensation, and more—so whether you’re setting up for an event or pouring the last round, you’re covered.

aeroplane

Aviation operations demand specialized coverage and experienced guidance. We provide insurance solutions for aircraft owners and aviation businesses, helping ensure protection for aircraft, operations, and liability exposures. From private aircraft to aviation-related operations, we build coverage designed to support safety, compliance, and confidence in the air and on the ground.

non profit

Nonprofits and faith-based organizations exist to serve others—and we’re here to support the work behind the mission. We provide insurance solutions for nonprofits, churches, and clergy, helping protect people, programs, facilities, and outreach efforts. From liability and property to workers’ compensation and event coverage, we build protection that allows you to focus on service with confidence.

self storage

Self-storage facilities come with unique risks, and we provide coverage built to protect them. From property and liability to equipment, tenant exposure, and workers’ compensation, we help safeguard your facility, your operations, and your investment. Whether you manage a single location or multiple sites, we design coverage that keeps your business secure and running smoothly.

Blue Sky Gradient

Rooted in small-town relationships and built for a national stage, we provide commercial coverage in all 50 states. Through strong carrier partnerships and offerings in excess & surplus, we can support diverse industries and complex accounts.  

Business moves fast — your insurance should too.

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